1300 949 668

You've pre⁠qualified. This is the part where we make it official.

Still no credit-bureau check, ever — just your budget. Handy to have nearby:

  • ✓ Your driver licence
  • ✓ Your last 2 payslips, or income statements if you're on Centrelink or an ABN
  • ✓ 90 days of bank statements (we'll ask for these via a secure link after you submit, so don't stress if they're not handy now)

We go one small section at a time, and you can go back and change anything before you send it. No wrong answers here, just honest ones.

Step 1 of 5 · one section at a time · no credit check

About you

Just the basics so we know who we're talking to.

Please enter your first name.

Please enter your last name.

Please enter your date of birth.

Relationship status

Where you live

Renting, boarding, own place, it's all fine. We just need the real picture.

Please enter your street address.

Please enter your suburb.

Please choose your state or territory.

Please enter your 4 digit postcode.

Your place is…
Weekly housing cost rent, board or mortgage

Work and income

Casual, ABN, Centrelink income, all welcome. We care that the payment fits, not how tidy your payslip looks.

How do you earn?

Please enter your employer or business name.

How long in this job or business?
Weekly income after tax all income counts, closest band is fine

Your budget

This is about making sure the payment genuinely fits your week, not about catching you out.

Other loan repayments per week personal loans, Afterpay, car loans, anything regular
How many dependants? kids or others who rely on your income
✓ Last section. Tell us how to reach you and you're done.

Contact and consent

We'll call within one business day to walk through the next steps together.

Please enter a valid mobile number.

Please enter a valid email address.

✓ Sending this doesn't commit you to anything. You'll see every cost in writing before you sign, and you can walk away at any point before that, free.

your application is in.

Here's exactly what happens next. We call you within one business day to say hello and confirm a few details. Then we send you a secure link for your documents: licence, payslips or income statements, and 90 days of bank statements. No printing, no branch visits.

  • ✓ We call within one business day
  • ✓ Documents go through a secure link, when you're ready
  • ✓ Still no credit check. That was true at the start and it's true now.
Browse cars while you wait

Final approval depends on your documents matching what you've told us. If something doesn't line up, we'll talk it through with you like adults, not just send a rejection email.