Bad credit, no credit, or knocked back before? No credit checks, no judgement. Just rent to own a car with insurance, rego, servicing and roadside all in one honest weekly payment.
Takes 60 seconds. Never affects your credit score.
One payment covers it all
Other companies say "from $X per week" then add insurance on top. We don't. One weekly payment, no surprises, and the car is yours at the end.
Bad credit, no credit, bankruptcy, doesn't matter here. Banks say no for all sorts of reasons that have nothing to do with whether you can actually afford a car. We're the option when they do, and we're happy to take that on.
Fully covered from day one, built into your weekly payment.
Registration handled for the whole agreement. Nothing extra to pay.
Regular servicing included so the car stays reliable.
Break down anywhere, any time, and we'll get you moving.
Finish your payments and the car is yours. In writing, in plain English. See exactly how →
eligible applicants approved
gets you on the road, everything included
to check if you qualify, with no credit score impact
Cars you can get this week
Late model, serviced and safety checked. Every price below is the full weekly cost with insurance, rego, servicing and roadside included.
Total cost over 3 years: about $31,100 incl. deposit
Total cost over 3 years: about $34,200 incl. deposit
Total cost over 3 years: about $37,300 incl. deposit
Total cost over 3 years: about $40,500 incl. deposit
No email needed to see your number
Your estimated payment
Total cost over 3 years: $31,110. That's the whole number, up front. No other company shows you this.
Get my real numberEstimate only, based on our current guide pricing. Not a quote or an offer. Your actual payment depends on the car and your circumstances, and we'll always show you the full cost before you sign anything.
Simple on purpose
A few easy questions about your budget and work. No credit check, no documents needed for this first check, and you'll see an answer on screen straight away.
Tell us what you need and we match you with a late model car that fits your budget, serviced and safety checked.
Insurance, rego, servicing and roadside all included. The same amount every week so you can actually budget.
Make your payments and at the end of the term, ownership transfers to you. It's written into your agreement in plain English, not hidden in fine print.
If a bank will lend to you, take the loan. Seriously. Rent to own exists for people the banks turn away, and we'd rather you know the full picture than find out later.
What you get for the difference: no credit check, ever, insurance and rego and servicing all bundled in, and a car this week instead of never.
| Small car, 3 years | Cost |
|---|---|
| Deposit (one off) | $690 |
| Weekly payment × 156 weeks | $195/wk |
| Insurance, rego, CTP, servicing, roadside | Included |
| Hidden fees | $0 |
| Total to own the car | $31,110 |
Example based on guide pricing. Your quote shows your exact numbers. Compare this honestly with a loan or subscription →
Real people, real cars
"Two banks and a dealer knocked me back. These guys looked at my payslips, not my past, and I had a car nine days later. School run sorted."
"What got me was they showed me the total cost before I signed. Nobody else would give me a straight number. It's more than a loan, they told me that themselves, but it's mine at the end."
"Casual work meant every lender said no. The weekly payment with insurance included is honestly less than I was paying for an old bomb plus rego plus repairs."
Straight answers
Correct, no credit check, ever. Banks say no for all sorts of reasons, a default, a bankruptcy, or just a thin file, and it doesn't tell them whether you can actually afford a car today. We're the option when they turn you away, and we take that on. What we do check is your income and your weekly budget, because that's what tells us the payment will genuinely work.
Deposits start at $690 for small cars. A bigger deposit lowers your weekly payment, and our calculator above shows you exactly how much. We'll never spring extra "establishment" or "setup" fees on you at signing.
Yes. Ownership transfer at the end of your term is written into your agreement in plain English. It's not "at our discretion" and it's not a maybe. Complete your payments and the car is yours. This is the main thing to check with any rent to own company, so check ours: it's on page one of the agreement.
Yes. Casual, self employed, part Centrelink income, all fine. What matters is that the weekly payment fits your real budget. The 60 second check will tell you where you stand.
Talk to us straight away and we'll work out a plan. Life happens and we build for it: no remote car disabling, no instant repossession threats, and a published hardship policy. Ignoring it is the only thing that makes it worse.
Check in 60 seconds, full approval usually within a day once we have your documents, and most drivers pick up their car within the week.
Find out in 60 seconds if you qualify. No credit check, no documents, no obligation, and an answer on your screen straight away.
See if I qualifyChecking never affects your credit score. Prefer to talk? Call 1300 949 668, a human answers.