Small car
Kia Cerato Sport
from$195/week
What's included?
Comprehensive insurance, rego, CTP, scheduled servicing for the whole term and 24/7 roadside assist, all inside this weekly price. Nothing extra to add.
For NDIS and community support workers
Your clients count on you showing up. Why not a car you can count on?
You run your own support work, your roster runs on wheels, and the bank still knocked you back. We're built for exactly this. Rent to own a reliable late model car with insurance, rego, servicing for the whole term and roadside all in one weekly payment, no credit scores, and the car is yours at the end.
Takes 60 seconds. Never affects your credit score.
We get how your week works
No car, no roster. It's that simple.
Independent support work happens in people's homes and out in the community, not in an office. Morning shift in Logan, midday appointment in Mount Gravatt, an afternoon community access outing, and none of it happens on a bus timetable. When your car dies or the bank says no, it's not an inconvenience, it's your income and your clients' plans falling over in the same week.
Banks read your credit file. We read your work: a real ABN, real clients, real income landing in your account. If your support business is genuine and the weekly payment fits, we can say yes this week.
Why sole trader support workers pick us
A phone call, not a car that won't start
A quiet fortnight gets a phone call from a person, not a car that won't start before a shift.
No credit scores, ever
A default or a thin file doesn't cancel your roster.
One weekly payment
Covers the car, comprehensive insurance, rego, CTP, servicing for the whole term and 24/7 roadside. One number to plan around.
Kilometre allowance
Set around a real support roster, agreed up front, not a surprise bill later.
Own it at the end
In writing, on page one. Others in this market legally can't promise that.
Fair dinkum checks
What we verify, support worker edition
This product is for cars that genuinely earn your income, and we verify that properly on every application. For independent support workers, that evidence is usually already sitting in your folder:
✓
A current ABN with your support work running through it
✓
Your NDIS worker screening clearance
✓
Service agreements with participants, or invoices to participants and plan managers
✓
Bookings through platforms where you work as an independent contractor
✓
Bank statements, so we know the payment fits your real income
No credit scores at any step. We check you can afford it and that the car fits your work, and that's exactly why we can say yes when banks say no.
One honest caveat
This product is for people running their own support business. If you're an employee of a provider, with your income coming through payroll rather than your ABN, this product isn't the right fit, and we'd rather tell you that up front than waste your time. If you do a mix of both, or you're moving from employment to your own clients, email us and we'll talk it through straight.
Driving participants as part of your supports? Tell us up front. We'll make sure the car and the insurance genuinely fit that work before you sign anything.
Why Not is an independent business. We're not affiliated with, or endorsed by, the NDIS or the National Disability Insurance Agency, and our weekly payments are a cost of running your business, not something claimed from a participant's plan.
Cars that suit the work
Reliable, insured, and ready for a full roster
Late model, serviced and safety checked. Every price below is the full weekly cost with insurance, rego, servicing for the whole term and roadside included.
Hatch
Kia Picanto
from$215/week
What's included?
Comprehensive insurance, rego, CTP, scheduled servicing for the whole term and 24/7 roadside assist, all inside this weekly price. Nothing extra to add.
SUV
Ford Escape
from$229/week
What's included?
Comprehensive insurance, rego, CTP, scheduled servicing for the whole term and 24/7 roadside assist, all inside this weekly price. Nothing extra to add.
New SUV
Brand new SUV
from$255/week
What's included?
Comprehensive insurance, rego, CTP, scheduled servicing for the whole term and 24/7 roadside assist, all inside this weekly price. Nothing extra to add.
Your roster can't wait on a bank.Check if you qualify in 60 seconds, no credit impact.
See if I qualifyStraight answers
Support worker questions, answered honestly
I get my bookings through a platform. Does that count?
If you work through the platform as an independent contractor with your own ABN, invoicing for your supports, yes, that's exactly the kind of evidence we're after. Your platform profile and payment history sit nicely alongside your worker screening clearance and bank statements.
I'm employed by a provider. Can I apply?
Not for this product, sorry, and we'd rather be straight about it. It's built for people running their own support business through an ABN, and we verify that on every application. If you do a mix of employed shifts and your own ABN clients, or you're in the middle of going out on your own, email admin@whynotownit.com.au and we'll give you an honest read on where you stand.
My week is a lot of driving. Will the km allowance actually cover it?
Yes, because we set it around your real roster, not a suburban average. Tell us up front what your week looks like, how many clients, roughly where they are, and we'll quote an allowance and price that covers it. You'll see both in writing before you sign, and if your work grows we'd rather adjust the agreement than surprise you with excess charges.
Can I drive participants in the car?
For many support workers, transport is part of the job, and the car needs to be up to it. Tell us up front if driving participants is part of your supports so we can make sure the car and the comprehensive insurance genuinely fit that work before you sign. That's a conversation, not a form field, and it's exactly the kind of thing our verification is for.
Can I use the car for my own life too?
The car needs to be mainly for your work, that's what the product is built and verified around. Driving home after a late shift, groceries on the way back, the odd weekend away, all completely normal. What it can't be is a personal car with occasional shifts on the side.
The bank already said no. Why would you say yes?
Because we're looking at different things. A credit score is a story about your past. We look at your support business today: real clients, real invoices, real income in your bank statements, and whether the weekly payment honestly fits. If those stack up, a default from years ago doesn't change what your work earns now. And we show you the total cost next to the weekly price before you sign, so you can judge the deal with your eyes open.
Your clients are waiting. Why not sort the car this week?
Find out in 60 seconds if you qualify. No credit scores, no documents for the first step, no obligation, and an answer on your screen straight away.
See if I qualifyChecking never affects your credit score. Prefer email? Write to us at admin@whynotownit.com.au.
